10 Best Bad Credit Gas Cards 2023 Fuel Up Your Tank with These Top Credit Cards
Are you someone who frequently drives a car and has bad credit? If so, getting a credit card that provides cash back or rewards for gas purchases can be a great way to save money on fuel. However, with a poor credit score, it can be challenging to get approved for a credit card. But don’t worry, we’ve got you covered! In this article, we will review the 10 best bad credit gas cards available in 2023. These cards are designed for people with poor credit, allowing them to rebuild their credit score while earning rewards and saving money on gas purchases.
How We Selected the Best Bad Credit Gas Cards
To determine the 10 best bad credit gas cards of 2023, we conducted extensive research and analyzed the various features of different credit cards. We focused on credit cards that offer cash back or rewards for gas purchases, have low annual fees, and provide opportunities for credit score improvement. We also considered the ease of application and approval process, customer service, and the overall value proposition of the card.
The 10 Best Bad Credit Gas Cards of 2023
Without further ado, let’s dive into our top 10 picks for bad credit gas cards:
1. Discover it Secured Credit Card
The Discover it Secured Credit Card is an excellent option for people with bad credit who want to rebuild their credit score while earning rewards for gas purchases. This card offers 2% cash back at gas stations and restaurants, and up to $1,000 in combined purchases each quarter. You also earn 1% cash back on all other purchases. Additionally, Discover matches all the cash back you earn at the end of your first year, which can lead to significant savings.
The card has a minimum security deposit of $200, which acts as your credit limit. It also has no annual fee, making it a great option for those on a budget. The card also provides free access to your FICO credit score, allowing you to monitor your credit score and identify areas for improvement.
2. Capital One QuicksilverOne Cash Rewards Credit Card
The Capital One QuicksilverOne Cash Rewards Credit Card is another great option for people with bad credit who want to earn cash back on gas purchases. This card offers 1.5% cash back on all purchases, including gas, with no limit on the amount you can earn. The card also provides the opportunity to increase your credit limit after making your first five monthly payments on time.
The card has an annual fee of $39, but the rewards and the credit limit increase opportunity making it a worthwhile investment. The card also comes with a range of other benefits, including travel accident insurance, 24/7 customer service, and fraud coverage.
3. Credit One Bank Platinum Visa for Rebuilding Credit
The Credit One Bank Platinum Visa for Rebuilding Credit is a credit card designed specifically for people with poor credit who want to rebuild their Thank you for the reminder. Here’s the continuation of the article:
credit score while earning cash-back rewards on their gas purchases. This card offers 1% cash back on gas and grocery purchases, with no limit on the amount you can earn. You also earn 1% cash back on all other purchases. The card provides regular credit line reviews to see if you qualify for a credit line increase, allowing you to improve your credit score over time.
The card has an annual fee ranging from $0 to $99, depending on your creditworthiness. It also provides access to a range of benefits, including 24/7 account access and fraud protection.
4. Chase Freedom Flex Credit Card
The Chase Freedom Flex Credit Card is an excellent option for people with bad credit who want to earn rewards on their gas purchases. This card offers 5% cash back on up to $1,500 in combined purchases in rotating categories each quarter, including gas stations. You also earn 5% cash back on travel purchases made through Chase Ultimate Rewards, 3% cash back on dining purchases, and 1% cash back on all other purchases.
The card has no annual fee and provides an introductory 0% APR for the first 15 months on purchases and balance transfers. It also provides access to a range of benefits, including cell phone protection and purchase protection.
5. Shell Fuel Rewards Card
The Shell Fuel Rewards Card is a great option for people with bad credit who frequently purchase gas at Shell gas stations. This card offers a savings of 10 cents per gallon on your first fill-up and 5 cents per gallon on subsequent fill-ups. You also earn rewards when you shop at participating Shell gas stations or make purchases with participating merchants.
The card has no annual fee and provides access to a range of benefits, including fraud protection and the ability to link it to a checking account for automatic bill payment.
6. BP Credit Card
The BP Credit Card is another option for people with bad credit who frequently purchase gas at BP gas stations. This card offers a savings of 10 cents per gallon on your first fill-up and 5 cents per gallon on subsequent fill-ups. You also earn rewards when you shop at BP gas stations or make purchases with participating merchants.
The card has no annual fee and provides access to a range of benefits, including zero fraud liability and the ability to manage your account online or through the mobile app.
7. Speedway Credit Card
The Speedway Credit Card is a credit card designed for people with bad credit who frequently purchase gas at Speedway gas stations. This card offers a savings of 10 cents per gallon on your first fill-up and 5 cents per gallon on subsequent fill-ups. You also earn points on your purchases, which you can redeem for rewards.
The card has no annual fee and provides access to a range of benefits, including fraud protection and the ability to manage your account online.
8. Chevron and Texaco Techron Advantage Visa Card
The Chevron and Texaco Techron Advantage Visa Card is a great option for people with bad credit who frequently purchase gas at Chevron and Texaco gas stations. This card offers a savings of 10 cents per gallon on your first fill-up and 3 cents per gallon on subsequent fill-ups. You also earn rewards on your purchases, which you can redeem for gas or other rewards.
The card has no annual fee and provides access to a range of benefits, including zero fraud liability and 24/7 customer service.
9. ExxonMobil Smart Card
The ExxonMobil Smart Card is another option for people with bad credit who frequently purchase gas at ExxonMobil gas stations. This card offers a savings of 6 cents per gallon on your purchases at ExxonMobil gas stations
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and 2 cents per gallon on your purchases at select grocery stores, restaurants, and movie theaters. You also earn rewards points on your purchases, which you can redeem for gas or other rewards.
The card has no annual fee and provides access to a range of benefits, including zero fraud liability and the ability to manage your account online or through the mobile app.
10. Murphy USA Platinum Edition Visa Card
The Murphy USA Platinum Edition Visa Card is a great option for people with bad credit who frequently purchase gas at Murphy USA gas stations. This card offers a savings of 5 cents per gallon on your purchases at Murphy USA gas stations. You also earn rewards points on your purchases, which you can redeem for gas or other rewards.
The card has no annual fee and provides access to a range of benefits, including zero liability for unauthorized purchases and the ability to manage your account online or through the mobile app.
Conclusion
In conclusion, having bad credit doesn’t mean you can’t get a credit card that offers rewards on your gas purchases. There are many credit cards available that are designed specifically for people with bad credit and offer rewards on gas purchases, such as the Credit One Bank Platinum Visa, Discover it Secured Credit Card, and Chase Freedom Flex Credit Card. It’s important to choose a credit card that fits your needs and spending habits, as well as one that offers benefits that are important to you, such as fraud protection, online account management, and zero liability for unauthorized purchases.
FAQs
- Can I get a credit card if I have bad credit?
- Yes, there are many credit cards available that are designed specifically for people with bad credit.
- Are there credit cards that offer rewards on gas purchases for people with bad credit?
- Yes, there are many credit cards available that offer rewards on gas purchases for people with bad credit, such as the Credit One Bank Platinum Visa, Discover it Secured Credit Card, and Chase Freedom Flex Credit Card.
- What are some other benefits I should look for in a credit card if I have bad credit?
- Some other benefits you should look for in a credit card if you have bad credit include fraud protection, online account management, and zero liability for unauthorized purchases.
- Can using a credit card help me improve my credit score?
- Yes, using a credit card responsibly and making payments on time can help you improve your credit score over time.
- How can I apply for a credit card if I have bad credit?
- You can apply for a credit card if you have bad credit by researching cards that are designed for people with bad credit, comparing their features and benefits, and submitting an application either online or by mail.